Everyone likes to save money or even earn cash for doing the things that they frequently do. And one of the things that people do is eat. There was a time when the greatest way to save on dining was to collect coupons for restaurant purchases. This remains a great option, but today there are cash back rebates and discount restaurant certificates that can be combined for maximum value.
Unfortunately, coupons for restaurants can often not be stacked with other offers. Neither can restaurant certificates. However, there are a few cash back rebate opportunities that can be stacked with coupons or certificates. In fact, restaurants will not even understand you're utilizing them.
In this article, I'm going to show you how you can combine certificates with 2 cash back bonus programs to increase the savings and give you a deep dining discount. My system consists of three parts. If you live in San Diego, Los Angeles, or Orange County; we can use all three parts of the system. If not, you can use two parts and still get a bargain.
The first part of the system is to utilize Restaurant.com to buy restaurant certificates. Restaurant.com is very well known, and offers deeply discounted certificates to restaurants throughout the USA. What you may not know is that their certificates periodically go on temporary sale. If you have patience, you can often find $25 restaurant certificates being sold for two dollars.
First, you should know that there tend to be restrictions to the Restaurant.com certificates. Normally, you have to spend $50 to use the $25 gift certificates. And so it's definitely not like you can walk into a restaurant, hand over the certificate, and walk out without paying anything. More restrictions are spelled out on the Restaurant.com site. Buy a Restaurant.com gift card online then use that to buy some restaurant certificates to bring your costs down even lower.
Now let's add to our system, a way to get cash back at restaurants on all of our purchases!
Discovercard is an easy way to get money back at restaurants. Just for making use of the card, you get one or two percent cash back. At certain times of the year, you can get 5% money back. The places where you get five percent cash back are on rotation and you have to go to the Discovercard website to see exactly what they are. It will be a few categories such as gas stations and grocery shops. Three months later on, it will be something else. You also have to sign up for the 5% discount on the website.
Discover is not accepted everywhere, and so whenever it isn't, you can use the Chase rewards card. It's a Visa, so you can use it almost anywhere that takes credit cards. The chase rewards card will give you 1% money back on many purchases and 5% cash back in rotating categories. Just like Discovercard, you have to activate the 5% feature through the Chase site.
Let's sum up what we've just covered. Using a Restaurant.com gift card to buy restaurant certificates gives us crazy discounts and making use of a cash back credit card makes those discounts even bigger. Remember that there are 3 parts to my system? Here's the last piece of the puzzle.
If you live in San Diego, Los Angeles, or the OC, you can sign up for a website called MOGL. Register your own cash-back visa on the MOGL site, and then whenever you use that card at a MOGL affiliated restaurant, you get 10% money back to your MOGL account. It truly is that easy. And if you happen to earn the most money back at a restaurant, you win the monthly jackpot. MOGL jackpots are often around $40, but can be less than that or even more than that.
Now there is no easy method to discover restaurants that participate in both Restaurant.com and MOGL, but trust us, they do exist. When you find one, you can use all 3 of the methods I have just described to earn the largest discount potential.
There's one more great thing about MOGL that I need to tell you. MOGL will give you ten dollars to start with simply for signing up! In order to get this discount, you will need to get a MOGL referral code from a MOGL member. Whomever refers you also gets $10, so it's a win-win condition.
I hope you've found this post informative and useful. This is certainly not a free lunch, but I think you'll agree that it is a great deal and a savvy method to eat out and save at restaurants.
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